It is free to apply, and the service is available in all states including the District of Columbia. With Chase auto refinance loans, rates are as low as 4.14% for Chase customers, and 4.64% for non-customers. Chase Auto Refinance is an auto loan refinance offering by Chase Bank, based in New York, NY. Chase Auto Loan and Lease Customers: We're committed to helping if you're affected by COVID-19. Or see if refinancing is right for you. Chase Mobile ® app is available for select mobile devices. Head to the dealer. Chase Bank Auto Loan Requirements Manage your auto account through our "Ways to pay", "Online Banking" and "Chase Mobile(R)" pages. Founded in 1877, Chase Bank offers auto refinance loans in 50 states (and Washington, DC). How much can you borrow via Chase Auto Refinance? Just as with the Chase auto loan, the loan terms offered on refinancing are 48 to 72 months. Purchase your next car with confidence. An auto refinance is the process of applying for a new auto loan to pay off your existing auto loan, hopefully with a better interest rate and better terms. Or, go to System Requirements from your laptop or desktop. Chase Bank’s refinancing options are similar to their auto loan rates and terms. Here's how to refinance your auto loan. Refinance your auto loan to help lower your monthly payments. Chase Auto Finance enjoy flexible car buying and auto loan options for new and used cars. Get more with Bank of America auto refinance loans Get more with Bank of America auto refinance loans. No fee to apply for your refinance loan. Chase financing: At a glance. The bank may also refinance your existing auto loan or help you buy your car at the end of its lease period. No impact to your credit score to see if you pre-qualify. Sometimes, your car loan needs a fresh start. Shopping for a better auto loan — and refinancing your current car loan — is quick and easy and can save you money. There is no charge from Chase, but message and data rates may apply. IMPORTANT: Chase Auto has several relief programs to assist you. Chase bank offers three borrowing opportunities for current and future car owners: used car purchase, new car purchase or refinance of a car loan option. NerdWallet Logo Refinancing can be an excellent way to save money. We appreciate your patience as we're experiencing extremely high call volumes and very long hold times. Use the Chase Auto Direct free auto loan calculator to learn how much you can afford. Skip to main content. Apply for an auto loan for a new or used car or refinance your existing car loan with Chase. Use our refinance payment calculator to see how much auto refinancing could save you. Chase Auto is here to help you get the right car. Chase auto loans range from $4,000 to $600,000 with repayment terms that range from 12 months to 75 months. Note: The older the car, the higher the risk for the lender. Or, go to System Requirements from your laptop or desktop. If your credit score has improved or if interest rates have gone down since you first financed your car, refinancing your auto loan could lower your monthly payment and save you thousands of dollars over the life of your loan. Refinance your car with an easy online process and see if you could save monthly or overall. Flexible loan options. That includes a discount of 0.25% for having the monthly payments automatically withdrawn from my Chase checking account. Use the payment calculator to estimate monthly payments. Chase does provide their customers as well as people who use other lenders access to auto loan refinancing programs.